Income Protection
Income Protection can help you maintain yours and your family's standard of living by providing a monthly income should illness or accidental injury¹ prevent you from working.
Why do I need Income Protection?
The likelihood of being unable to work due to an illness or accidental injury is greater than you may think:
- Of the 27.9 million people currently employed in Britain², over 2 million people have been claiming State Incapacity Benefit for more than six months³.
I can rely on State benefits though...can't I?
Statutory Sick Pay of £70.05 is paid for the first 28 weeks of incapacity†. Thereafter, the State may only provide £70.05 a week to anybody prevented from working by illness or injury*, rising to £78.50 for week 53 onwards**.
What are the common causes of claiming?
Income Protection covers a wide range of conditions that can prevent you from working. Here are a few of the most common causes of a claim:
- Mental illness (such as stress and depression)
- Musculoskeletal problems (problems of the muscles and bones, including back pain)
- Heart disease
- Cancer
Before you start a quote, please take time to view these two documents which will help you understand the way we work.
Terms of Business - 94kb PDF Document About our Services - 155kb PDF DocumentGet a Life Insurance or Illness Insurance Quote
For a free no-obligation
Life Insurance or
Income Protection Insurance
Quotation click here.
Contact Us
Telephone:
0845 688 6168
Email:
info@simpliindependent.com
Financial Review
Book a Financial review with SimpliIndependent today...
Fact Sheet Downloads
Our clients can download our range of handy factsheets about Pensions...
FSA Retirement - PDF 305kb
News & Press
Latest News
At what rate are your savings growing?
17th June 2008
The rate of inflation is expected to have risen above 3% when the figures for May are released by the Bank of England later.
This could force the Bank's governor...
It's simple - Isa's are more flexible
7th April 2008
Savers and investors will able to stash more money in individual savings accounts (Isas) and gain more freedom about what they do with their cash under new rules coming in...
Scouting out the best investment for his inheritance
27th March 2008
Money inherited from his grandparents helped Tony Richardson take advantage of this year's individual savings account (Isa) allowance and earmark funds for another Isa at the start of the next tax...