SimpliIndependent.com News Feed

At what rate are your savings growing

Tue, 17 Jun 2008 09:23:54 GMT

The rate of inflation is expected to have risen above 3% when the figures for May are released by the Bank of England later.

This could force the Bank's governor to write to the chancellor explaining why the rate is above...

It's simple - Isa's are more flexible

Tue, 17 Jun 2008 09:23:54 GMT

Savers and investors will able to stash more money in individual savings accounts (Isas) and gain more freedom about what they do with their cash under new rules coming in tomorrow.

The government says the shake-up is designed to make Isas...

Scouting out the best investment for his inheritance

Tue, 17 Jun 2008 09:23:54 GMT

Money inherited from his grandparents helped Tony Richardson take advantage of this year's individual savings account (Isa) allowance and earmark funds for another Isa at the start of the next tax year.

Mr Richardson, 32, runs a corporate video company called Fluid with his...

Can you rely on a property for a pension

Tue, 17 Jun 2008 09:23:54 GMT

Recent research reveals that our homes aren’t the goldmines we think they are

HOMEOWNERS are being warned that they shouldn’t rely on property to provide a pension, as new research has revealed...

Wealth Check: 'I want to set up a fund for my son's education'

Tue, 17 Jun 2008 09:23:54 GMT

Rachel Halstead has an 11-year-old son. She is keen to set up a university fund for him, but also wants to make improvements to her home. "I want to be able to pay for my son's education, but also have a comfortable home and be able to enjoy my life," she says, adding...

Ten things you should know about Isa's

Tue, 17 Jun 2008 09:23:54 GMT

1. Why have an Isa Isas are tax efficient and flexible. The tax advantages mean that any income or capital gains you earn on your savings in Isas is all yours and doesn’t have to be mentioned on your tax returns. They don’t have to run for a...

Don't Let Inflation Destroy Your Pension

Tue, 17 Jun 2008 09:23:54 GMT

David Kuo pessimistically forecasts people retiring in 2012 will be worse off than they were in 1980. Although he reckons the basic state pension will rise from £87.30 to £106 per week for a single person, this will still be less generous than pensioners enjoyed in...

Wealth Check: 'How should I plan for retirement'

Tue, 17 Jun 2008 09:23:54 GMT

Andrew Crowe moved from Brighton to London almost three years ago. He has just started his second job since moving, as a net developer for a mortgage company. He is currently living in a one-bedroom rented flat. He would like some advice on saving up for retirement and also the...

How To Invest Your Pension

Tue, 17 Jun 2008 09:23:54 GMT

If it's true people retiring in 2012 will be far less affluent than they were in 1980, you'll want to make sure your pension is poised to produce the best possible return. But deciding how to invest your

A third of Britons fail to pay into a pension scheme

Tue, 17 Jun 2008 09:23:54 GMT

NEARLY half of Britons expect to be able to fund their current lifestyle during retirement, but one in three is failing to save any money into a pension, new research shows.

Despite people claiming that 24 is the ideal age at which to start saving...

One in three not saving into pension

Tue, 17 Jun 2008 09:23:54 GMT

One in three not saving into pension
Trade body the Association of British Insurers (ABI) said people would...

Do you have money lying dormant in "zombie pension funds"

Tue, 17 Jun 2008 09:23:54 GMT

INVESTORS worried about the stability of the markets after the recent sub prime crisis should also investigate whether they have any money lying dormant in so-called “zombie pension funds”, says one of Wales’ youngest independent financial...

Mothers can still boost their pensions

Tue, 17 Jun 2008 09:23:54 GMT
Government attempts to renege on plans to help 500,000 stay-at-home mothers top up their State pensions were exposed by the Telegraph this week.

Ministers have decided that they will not allow women to make up for any years of missed National Insurance Contributions (NICs)...